Margo's Got Money Troubles
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Margo's Got Money Troubles by Rufi Thorpe | Free Audiobook

By Rufi Thorpe

Narrated by Elle Fanning

🎧 10 hours and 21 minutes 📘 William Morrow 📅 June 11, 2024 🌐 English
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About This Audiobook

Audiobook Narrated by Elle Fanning!

“The warmth of Thorpe’s tone, together with the thoroughness of her imagination and the artfulness of her pacing, means that skepticism is kept at bay. She sells us on both the characters and the plot . . . [in] this enormously entertaining and lovable book.” —Nick Hornby, New York Times Book Review

A bold, laugh-out-loud funny, and heartwarming story about one young woman’s attempt to navigate adulthood, new motherhood, and her meager bank account in our increasingly online world—from the PEN/Faulkner finalist and critically acclaimed author of The Knockout Queen.

As the child of a Hooters waitress and an ex-pro wrestler, Margo Millet’s always known she’d have to make it on her own. So she enrolls at her local junior college, even though she can’t imagine how she’ll ever make a living. She’s still figuring things out and never planned to have an affair with her English professor—and while the affair is brief, it isn’t brief enough to keep her from getting pregnant. Despite everyone’s advice, she decides to keep the baby, mostly out of naiveté and a yearning for something bigger.

Now, at twenty, Margo is alone with an infant, unemployed, and on the verge of eviction. She needs a cash infusion—fast. When her estranged father, Jinx, shows up on her doorstep and asks to move in with her, she agrees in exchange for help with childcare. Then Margo begins to form a plan: she’ll start an OnlyFans as an experiment, and soon finds herself adapting some of Jinx’s advice from the world of wrestling. Like how to craft a compelling character and make your audience fall in love with you. Before she knows it, she’s turned it into a runaway success. Could this be the answer to all of Margo’s problems, or does internet fame come with too high a price?

Blisteringly funny and filled with sharp insight, Margo’s Got Money Troubles is a tender tale starring an endearing young heroine who’s struggling to wrest money and power from a world that has little interest in giving it to her. It’s a playful and honest examination of the art of storytelling and controlling your own narrative, and an empowering portrait of coming into your own, both online and off.

?“A wholly original novel. . . . Thorpe is both poetic and profound in the way she brings her remarkable story to an end.” —The Associated Press

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Quick Take

  • Narration: Elle Fanning brings an unexpected warmth and comedic precision to Margo, her youth and natural cadence match the character’s naivete and resilience with genuine authenticity.
  • Themes: Single motherhood and financial precarity, the art of self-invention, female agency in the creator economy
  • Mood: Witty and tender, fast on its feet, with unexpected emotional weight
  • Verdict: A sharp, funny, and surprisingly affecting novel about storytelling and survival that earns its heart through honesty rather than sentiment.

I started this one on a Tuesday afternoon when I was supposed to be doing something else entirely. By the time I looked up, it was dark outside and I had missed dinner. That is a specific kind of reading experience, the kind where a book refuses to release you not because it is relentlessly plotted but because you cannot stop caring what happens to its protagonist. Rufi Thorpe’s Margo Millet is the reason this works. She is twenty years old, newly a mother, newly broke, and freshly abandoned by a professor who should have known better. And yet she is not a victim. She is figuring it out, one bad idea at a time.

The setup could easily tip into hand-wringing social commentary, the adjunct affair, the OnlyFans pivot, the absent father in the form of an ex-pro wrestler named Jinx who shows up at the door like a plot device wearing a Hawaiian shirt. But Thorpe handles all of it with a touch that Nick Hornby, in the New York Times Book Review, correctly identified as something rare: she sells you on things that should not work, and they work. The wrestling framework, with Jinx teaching Margo how to craft a compelling persona, how to play to an audience, how to make people fall in love with you, is a genuinely original structural idea, and it gives the novel its intellectual spine.

What Elle Fanning Does That a Stranger Narrator Could Not

I was skeptical when I saw the narrator credit. Celebrity narrations are a mixed bag at best, and Fanning’s casting seemed like a marketing decision. It is not. Her voice carries the precise quality Margo requires: a kind of unfinished brightness, something that sounds like it is still becoming what it will be. She is funny in the right registers, not performing comedy but finding it in the texture of Thorpe’s prose. The AudioFile-adjacent praise the synopsis deploys is warranted. Fanning does not disappear into the role so much as she inhabits it without apparent effort, which is the harder thing to do.

The Jinx Problem and Why It Resolves

The novel’s most interesting risk is Jinx himself. When Margo’s estranged father arrives and starts dispensing wrestling wisdom, the reader’s skepticism is entirely reasonable. This is a lot of quirk to manage. But Thorpe, like she demonstrated in The Knockout Queen, understands that the most effective literary eccentrics are people with genuine interior lives and not just surface-level personality traits. Jinx has his own grief, his own failures, his own reasons for showing up now. The childcare arrangement that funds Margo’s OnlyFans experiment becomes, gradually, a portrait of a family assembling itself from whatever parts are available. The reviewer who called this book wickedly endearing got it right. It is endearing because it is honest about the ways people disappoint each other and love each other at the same time.

What the Synopsis Undersells

The book is funnier than the synopsis suggests, and also darker. The OnlyFans material is handled with intelligence rather than sensationalism. One reviewer noted, fairly, that the sex work element is more central than the marketing implies, and that is true. If you are the kind of listener who would rather know that upfront, consider this your notice. But the book is not about OnlyFans as spectacle. It is about narrative control, about what it means to construct a public self when your private self is still a work in progress. The wrestling analogy is not a metaphor bolted on. It is the book’s actual argument about storytelling, and Thorpe earns it.

Who Should Listen and Who Should Skip

Listeners who respond to literary novels with genuine comedic timing will find this an easy recommendation. If you loved The Knockout Queen, this one is the same author at greater ambition and with a slightly lighter touch. Those who prefer their fiction free of frank sexual content, or who need their protagonists to make consistently sound decisions, will struggle here. But the reader who arrived at a Rufi Thorpe novel expecting a cozy experience was already misreading the dust jacket.

Frequently Asked Questions

Does Margo’s Got Money Troubles require prior knowledge of Rufi Thorpe’s earlier work, particularly The Knockout Queen?

No. The novels share a sensibility but not characters or plot threads. Margo stands entirely on its own. That said, readers who love The Knockout Queen will find the same authorial voice here, funny, precise, and more emotionally ambitious than it first appears.

Is the OnlyFans content in the audiobook explicit, and how much of the story does it occupy?

The sexual content is present and frank enough that one reviewer felt the synopsis should have disclosed it. It is not graphic in an erotica sense, but it is an integral part of the story rather than a background detail. Adult listeners comfortable with mature content will have no issue.

Does Elle Fanning’s narration hold up across the full ten-plus hours, or does it feel like a celebrity cameo that overstays its welcome?

It holds up. The consensus among reviewers is that Fanning is genuinely well-cast rather than decoratively cast. Her voice carries Margo’s particular combination of naivete and determination without tipping into parody, and AudioFile Magazine’s praise for her performance appears to be well-founded.

What role does the wrestling storyline actually play, is it a subplot or is it structural to the novel?

It is structural. Jinx’s expertise in building a wrestling persona, crafting a character the audience will invest in, becomes the lens through which Margo understands her own OnlyFans success. Thorpe uses it as an argument about storytelling and identity construction, and it is one of the novel’s more original ideas.

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Alexandra Reed

Written by Alexandra Reed

Founder & Literary Critic